Non-Conforming Home Loans

Non-conforming home loans refer to loans for applicants that usually have a blemished credit history, or applicants who have circumstances outside the conforming banks acceptable credit criteria (such as a history of defaults, judgments, bankruptcy or a poor loan repayment history).

Whilst in the past non-conforming loans were generally far more expensive than standard loans, with the highly competitive lending market and Victoria Finance's strength we can offer non-conforming loans at only a marginally higher rate.